Who should get a state funded pension? How much is enough? What will it cost? Can New Zealand afford it?New Zealand's universal superannuation scheme is one of the best in the world. But the population of NZ is ageing, and the proportion of older people is growing. How is our economy going to continue to provide a living income for this group, and meet their healthcare needs, as their numbers increase? Is there the political and social will to keep our current system alive?Social analyst and commentator ANNE ELSE and economist SUSAN ST JOHN, who was deputy chair of the Todd Task Force on superannuation, have combined their knowledge, experience and analytical skills to look at this situation, present the problems and propose solutions.Inevitably we are going to be faced with decisions about the future. This forthright analysis gives the back-ground information and proposes the principles that must be followed to deliver a fair and sustainable scheme.Every New Zealander who cares about the future should read this book.